How it works
A minimum credit score of 550: all applicants need to meet the minimum credit score. We will review your credit report in detail including your total debt outstanding and recent loan delinquencies.
At least one family member is currently employed full time or have other sources of steady income
A minimum household income of $50,000 annually or $4,200 monthly: You can add a co-applicant in your application if the co-applicant will be living in your home with you and is over 18 years old.
Savings: 2-10% of the initial home price. We will evaluate each application on a case by case basis. The exact down payment will be confirmed during your full approval.
Not currently in a bankruptcy or consumer proposal