Terms of Use

Thank you for visiting Requity Homes (“Requity Homes”) Website. Please read these terms of use carefully before using this website.

The following Terms of Use are effective February 28, 2020 and remain in effect until amended. By using https://www.requityhomes.com (this “Website”), you agree to be bound by these Terms of Use (the “Terms of Use”), whether or not you have a registered account with Requity Homes, and you agree that you are at least 18 years of age and eligible to use this Website. These Terms of Use are a legal document that governs your use of both this Website and any material on it. If you do not agree with these Terms of Use and do not wish to be bound by them, please exit this Website and do not use the Website in the future.

In addition to this Website, Requity Homes provides Qualified Customers (as defined below) the ability to purchase a home by via a rent-to-own program. The opportunity to enter into these rent to own program is made available to Qualified Customers, subject to the terms and conditions of those certain customer agreements to be entered into by and between each Qualified Customer and Requity Homes and/or its affiliated entities (collectively, the “Customer Agreements”). The Terms of Use contained herein do not govern your use of the rent to own program as a Qualified Customer, but govern your use of the Website as a visitor and/or an Applicant (as defined below). If there is any conflict between the terms of these Terms of Use and any Customer Agreement, if applicable, the Customer Agreement shall govern.

Changes to these Terms of Use
Requity Homes reserves the right to amend these Terms of Use or alter its content, in every case at its sole discretion, without notice to you except by posting such amended Terms of Use on this Website. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter. You should visit this page from time to time to review the then-current Terms of Use. If you do not accept such revisions to these Terms of Use, you should exit this Website and do not use the Website in the future. In addition, certain provisions of these Terms of Use may be superseded by legal notices or terms located on particular pages of this Website.

Accessing the Website and Account Security
Requity Homes reserves the right to withdraw or amend this Website, and any service or material provide on the Website, in its sole discretion without notice. Requity Homes will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.

You are responsible for:

  • Making all arrangements necessary for you to have access to the Website. 

  • Ensuring that all persons who access the Website through your internet connection are aware of these Terms of Use and comply with them.

 

To access this Website, or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website that all of the information you provide on the Website is true, correct, current and complete. You agree that all information you provide to register with this Website or otherwise, including but not limited to through the use of any interactive features on the Website, is governed by our Privacy Policy.

Applicants
“Applicants” are people who fill out a paper or on online application (each, an “Application”) to enter into the rent to own program with Requity Homes. Applicants may be required to create an account on the Website, which includes a sign-in name (“Sign-In Name”), a password (“Password”), and potentially certain additional information that will assist in authenticating your identity when you log-in in the future (“Unique Identifiers”). You are solely responsible for the confidentiality and use of your Sign-In Name, Password, and Unique Identifiers, as well as for any use, misuse, or communications entered through the Website using one or more of them. We reserve the right to delete or change your Password, Sign-In Name, or Unique Identifier at any time for any reason. Requity Homes will not be liable for any loss or damage caused by any unauthorized use of your account.

Applications
The Application will require you to (i) provide us with certain sensitive personal information about yourself and information about the property or properties you are interested in purchasing (the “Property”), (ii) permit us to access Third-Party Accounts (as defined below) on your behalf in order to retrieve data about you, which may include additional personal information, and (iii) permit us to perform one or more background checks, all in accordance with all applicable federal, state, and local laws, rules, and regulations (“Applicable Laws”). You agree to cooperate in the Application process (including submitting all required documentation in a timely manner). In addition, you agree to promptly notify us of any changes in any information submitted in connection with your Application.

Third-Party Accounts
By submitting an Application, Applicants hereby expressly authorize Requity Homes and its affiliates and third-party service providers to provide or provide access to certain of your information and accounts, including, without limitation, financial institutions, brokerage accounts, retirement funds (collectively, “Third-Party Accounts”) (i) to verify or re-verify information contained in your Application, (ii) to determine your eligibility for the Alliance, and (iii) for any legitimate business purpose, subject to Applicable Law and our Privacy Policy.

Background Checks and Credit Reports
By submitting an Application, Applicants expressly authorize Requity Homes and its third-party service providers to perform an initial background check (and subsequent periodic follow-up background checks) on you to help us determine your eligibility for an Alliance. Each background check may include a review of: (i) the information you provided to us in your Application; (ii) your credit history; (iii) information that is publicly available about you, including publicly available criminal and other government records; (iv) information that we obtain from Third-Party Accounts; and (v) whether you have ever been declared bankrupt. In connection with such background checks, we may obtain information about you from sources or references named in your Application, consumer credit reporting agencies, Third-Party Accounts, and other resources and third parties, as permitted by Applicable Law. By submitting an Application, you hereby agree to cooperate with Requity Homes with respect to background checks, and you shall promptly, upon request from Requity Homes, provide (or sign) any information, documentation and/or consent that we may require to perform a background check. You acknowledge that your failure to provide the foregoing consent, information, and cooperation as requested by Requity Homes may preclude you from qualifying to enter into an Alliance. By submitting an Application, you hereby expressly authorize Requity Homes and its third-party service providers, to provide your information to various government entities, law enforcement entities, and any consumer reporting agencies.

Qualified Customers
Requity Homes reserves the right to reject any Application, for any reason or no reason, at our discretion. If Requity Homes determines that your Application qualifies you to enter into a rent to own program, you will be notified by us, and, upon your execution of applicable Customer Agreements, you shall be deemed a “Qualified Customer.” Your qualification for an Alliance and execution of certain Customer Agreements does not guarantee that Requity Homes will execute other Customer Agreements with you.

Once you become a Qualified Customer, your participation in the rent to own program shall be governed by those Customer Agreements mutually agreed and executed between you and Requity Homes, if any. Notwithstanding the foregoing, your use of the Website shall continue to be governed by this Agreement.

Privacy
Please review the Privacy Policy which also governs your visit to this Website, to understand the privacy practices of Requity Homes and how your information may be used by Requity Homes. Requity Homes values your privacy and takes all foreseeable precautions to safeguard your non-public private information. Requity Homes may retain the information provided by you in an effort to safeguard your privacy, comply with Federal and State regulations and in its discretion access for future use if it is determined that Requity Homes has one or more products to suit your needs.

Ownership of this Website
This Website and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by Requity Homes or licensed to Requity Homes by its licensors, and is protected by Canada and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. Requity Homes and its licensors, as applicable, retain all proprietary rights to such content. The trademarks, logos and service marks displayed on this Website are common law trademarks of Requity Homes and others.

Use of this Website
Subject at all times to these Terms of Use, Requity Homes grants you a limited license to access and make use of this Website and the materials contained on this Website. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Website, except as follows:

  • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials. 

  • You may store files that are automatically cached by your Web browser for display enhancement purposes. 

  • You may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication or distribution. 

  • If we provide desktop, mobile or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications. 

  • If we provide social media features with certain content, you make take such actions as are enabled by such features.

 

You must not:

  • Modify copies of any materials from this site.

  • Use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text. 

  • Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from this site. 

 

You must not access or use for any commercial purposes any part of the Website or any services or materials available through the Website.

If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Website in breach of these Terms of Use, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title or interest in or to the Website or any content on the Website is transferred to you, and all rights not expressly granted are reserved by Requity Homes. Any use of the Website not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark and other laws.

Prohibited Uses of this Website
You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:

In any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the U.S. or other countries).


For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.


To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain letter,” or “spam” or any other similar solicitation.


To impersonate or attempt to impersonate Requity Homes, a Requity Homes employee, another user or any other person or entity (including, without limitation, by using e-mail addresses or screen names associated with any of the foregoing).


To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by Requity Homes in its sole discretion, may harm Requity Homes or users of the Website or expose them to liability.


Additionally, you agree not to:

  • Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Website, including their ability to engage in real time activities through the Website. 

  • Use any robot, spider or other automatic device, process or means to access the Website for any purpose, including monitoring or copying any of the material on the Website. 

  • Use any manual process to monitor or copy any of the material on the Website or for any other unauthorized purpose without our prior written consent. 

  • Use any device, software or routine that interferes with the proper working of the Website. 

  • Introduce any viruses, trojan horses, worms, logic bombs or other material which is malicious or technologically harmful. 

  • Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer or database connected to the Website. 

  • Attack the Website via a denial-of-service attack or a distributed denial-of-service attack. 

  • Otherwise attempt to interfere with the proper working of the Website.

 

Reliance on Information Posted
The information presented on or through this Website is made available solely for general information purposes. We do not warrant the accuracy, completeness or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.

This Website may include content provided by third parties, including materials provided by other users, bloggers and third-party licensors, syndicators, aggregators and/or reporting services. All statements or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by Requity Homes, are solely the opinions and the responsibility of the person or entity providing those materials. Those materials do not necessarily reflect the opinion of Requity Homes. Requity Homes is not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

Disclaimer of Warranties

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

YOUR USE OF THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER REQUITY HOMES NOR ANY PERSON ASSOCIATED WITH REQUITY HOMES MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, NEITHER REQUITY HOMES NOR ANYONE ASSOCIATED WITH REQUITY HOMES REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

REQUITY HOMES HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE.
THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Limitation on Liability
IN NO EVENT WILL REQUITY HOMES, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE.


THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Indemnification
You agree to defend, indemnify and hold harmless Requity Homes, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, any use of the Website’s content, services and products other than as expressly authorized in these Terms of Use or your use of any information obtained from the Website.

Entire Agreement
These Terms of Use together with Requity Homes’s Privacy Policy constitute the sole and entire agreement between you and Requity Homes with respect to the Website and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the Website.

All other feedback, comments, requests for technical support and other communications relating to the Website should be directed to: info@requityhomes.com.

Thank you for visiting the Website.

Get in touch!

Email: Info@requityhomes.com

Phone: (289) 274-1875

Proudly based in Toronto, Canada  

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©2020 by Requity Homes. All rights reserved. 

Disclaimer: The illustrative examples is based on certain assumptions that management of Requity Homes believe are appropriate in the circumstances. The actual numbers may vary.