Get approved in 24 hours! Serving Ontario, Alberta, Saskatchewan, and Manitoba.

Backed by CMHC

Rent-to-Own Edmonton, AB

Buying a Home in Edmonton Made Possible

Whether you're new to Canada, self-employed, or going through life changes, Requity Homes helps you buy your dream home in Edmonton now, save for it, and own it later.
Get Pre-Qualified
Tarek and his family Edmonton
Kim & Anderson Edmonton
Kate Sault Ste Marie
Ingrid and Augusto Saskatoon
Chukwudi Sault Ste Marie
Craig Saskatoon
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Featured in
CBC Logo
Betakit Logo
Maclean's Logo in Black Font Color
Proptech Collective Logo

Our simple 4-step process

Apply to Qualify
Find out your eligibility and home budget - it's free & won’t impact your credit!
Find Your Dream Home
You pick the home you would like us to purchase. We buy it for you!
Move In &
Save Up
Rent your dream home and start saving more of your down payment every month.
Buy Your Home or Walk Away
When you're mortgage-ready, buy back the home or walk away and cash out your savings.

How our rent-to-own program works?

Apply to Qualify
Find out your eligibility and home budget - it's free & won’t impact your credit!
Find Your Dream Home
You pick the home you would like us to purchase. We buy it for you!
Move In &
Save Up
Rent your dream home and start saving more of your down payment every month.
Buy Your Home or Walk Away
When you're mortgage-ready, buy back the home or walk away and cash out your savings.

Benefits of renting-to-own in Edmonton

Choose Your Home

Browse homes for sale in Edmonton through our site, realtor.ca, or private listings—we’ll handle the purchase upfront on your behalf.

Flexible Purchase Timeline

Buy back the home anytime during the three-year term with no early purchase penalties.

Lock in Future Price

Future buyback price increases by just 5% per year. Benefit from additional appreciation if home value rises more.

Credit Boost

Rent-to-own improves your credit score with each rent payment.

Make It Your Own

Enjoy the flexibility to personalize your space and it's super pet friendly! Feel free to make your home your own.

Personalized Coaching

Receive tailored one-on-one financial education unique to you to help you get mortgage ready.

Do you qualify?

$90,000+
Household Income
A co-applicant can be added to boost your household income.
500+
Credit Score
With no unpaid collections or debt in default.
2%
Down Payment
Down payment required ranges from 2-10% of the home price depending on your risk profile.

Who's a Great Fit for Requity Homes?

New to Canada
It's hard to immigrate to a new country without any credit history. If you’re on a work/study permit, you’re eligible! That's where we can help.
Self-Employed
Most lenders require two years of income history for self-employed individuals. But there is a cost of waiting. We can help you bridge that gap.
Fair credit
We understand things happen. You may not have the perfect credit score today. We will work with you by providing a stepping stone.
Low savings
Saving for a down payment can be tough. You can start our program with as little as 2% down. Even better, we have a savings plan built in that will help you save more every month.
Life Changes
Whether you're on parental leave, going through a separation, or relocating to Edmonton, we're here to help you transition into your new home with confidence.

Trusted By Families Across Canada

This was our first time using the rent to own program and they made the whole process easy and a smooth transaction!! If we had to use this program again, we would use Requity homes!!
R B
Edmonton
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If you are a newcomer in Canada and want to buy a home in the future but want to secure it early, look no other than Requity. We got our home within 2 weeks and never been happier.
Tarek C.
Edmonton
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We were approved within 48 hours, got a relator the same time and within one month we closed on a home. I depended on Amy and her team for all their advice and the relationship built with them helped us to embark on this journey of homeownership!
Kimberly Jacob
Edmonton
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Hear their stories

Raquel
From maternity leave to a Sault Ste. Marie homeowner in 24 months.
Sault Ste. Marie
Jose & Maria
Newcomers turn homeowners within just 2 years of migrating to North Ontario.
Sault Ste. Marie
Amanda & Brad
Business owners who overcome mortgage challenges of entering homeownership in Sault Ste. Marie.
Sault Ste. Marie
Faustina & Anastacia
These sisters and their family faced challenges securing a mortgage due to part-time employment and their parent's overseas income.
Sault Ste. Marie
Ingrid & Jose
Newcomers Ingrid & Jose from Saskatoon set a new record and bought back their home in 8 months.
Saskatoon
Catherine
From Student to Homeowner: A Dream Realized.
Sault Ste. Marie
Ilona
From Ukraine to Home Sweet Home: A Family's 3-Month Journey.
Sault Ste. Marie
❮❯

Which Edmonton Houses Are Eligible For Requity Homes?

Looking for houses in Edmonton? Requity Homes makes homeownership possible through our innovative rent-to-own program. We accept various Edmonton houses listed on realtor.ca, focusing on ready-to-move-in single-family homes and townhouses throughout the neighborhoods. Our program typically works with Edmonton houses priced between $150,000 to $600,000.

When selecting Edmonton houses for our program, we ensure each property is move-in ready and passes a professional home inspection. The Edmonton houses shown in the carousel below are just some great examples of properties that are currently listed and eligible for Requity Homes' program. We focus on primary residences only, and while we welcome most housing types in Edmonton, condominiums are typically not eligible.”
*The homes listed above are currently listed for sale in realtor.ca. Requity Homes doesn't own these homes. Through our rent-to-own program, we have the funding available to purchase almost any homes listed for sale in realtor.ca from sellers directly as long as the home is within our clients' budget and meet our criteria. For more details on qualified homes, please refer to our FAQs.

Rent-to-Own Payment Calculator

Discover your personalized home shopping budget by getting prequalified in just 5 minutes - no impact on your credit score! Use our calculator to learn more about how our monthly payments work!

Start
If the home price is
$
Requity Homes can only purchase homes between $150,000 - $600,000.
We’ll run the numbers and show you estimated monthly payments.
I want to start the program with an initial down payment of
$
= 2%
Initial deposit must be at least 2% of the home price
Minimum 2% of the home price or $5,000 whichever is higher
2 - 10% down payment based on risk profile
No Hidden Fees, No Hidden Costs - Requity pays legal fees, title insurance and land transfer tax when Requity buys the home upfront. Client pays for inspection.
Client initial deposit is applied directly to the down payment when clients are ready to buy the home.
Your Monthly Payment

$2,356

/month
The payment includes
Rent
Rent is rent and it won't be deducted from the buyback price.
$2,093
Rent is in-line with home carrying costs which include:
‍
• Est. Mortgage Costs
$1,420
• Est. Property Tax
$406
• Est. Insurance
$203
Monthly Savings
$293
Each month, $457 is set aside toward your homeownership goal in addition to your initial down payment.
Buyback
Here is the final price if I buy the house after:
Year 1
Buyback Price
Based on a 5% annual price increase
$289,406
Cumulative Down Payment
These payments will be credited toward the final buyback price.
$15,548
• Initial Deposit
$5,000
• Monthly Savings  x 12 months
$10,548
Year 2
Buyback Price
$289,406
Cumulative Down Payment
$15,548
• Initial Deposit
$5,000
• Monthly Savings x 24 months
$10,548
Year 3
Buyback Price
$289,406
Cumulative Down Payment
$15,548
• Initial Deposit
$5,000
• Monthly Savings x 36 months
$10,548
There is no minimum rental term. You can buy back the home anytime throughout the 3-year standard rent-to-own term!

Let’s do the math for you

Discover your personalized home shopping budget by getting prequalified in just 5 minutes - no impact on your credit score! Use our calculator to learn more about how our monthly payments work!

If the home price is

Requity Homes can only purchase homes between $150,000 - $600,000.

I want to

These payments will be credited  toward the final buyback price.
check
We cover property tax and landlord insurance during the rent-to-own term.
check
We pay transaction costs, including legal fees and title insurance, when we buy the home upfront.
Initial Deposit
$5,000
+
Cumulative Monthly Savings
$10,548
=
Cumulative Down Payment
$15,548

Initial Deposit*

$5000

Start
The initial deposit represents a
0
% down, giving you entry into homeownership with a minimal upfront investment.
* 2-10% down payment based on risk profile

Monthly Payment

Rent
Your monthly payment of
0
includes both rent and saving toward the down payment. We will pay for property tax and landlord insurance too.
Rent
$2,093
Savings
$263

Buyback Price*

Year 1
$262,500
Year 2
$275,625
Year 3
$289,406
Buy
Buyback Price: The buyback prices listed above provide price certainty with a 5% annual increase structure.
* Based on a 5% annual price increase
These payments will be credited  toward the final buyback price.
check
We cover property tax and landlord insurance during the rent-to-own term.
check
We pay transaction costs, including legal fees and title insurance, when we buy the home upfront.
Initial Deposit
$5,000
+
Cumulative Monthly Savings
$10,548
=
Cumulative Down Payment
$15,548

Frequently asked questions (FAQs) about rent-to-own

There are many misconceptions for a program like ours. We’re here to change them.

What kind of homes do you have?
Is there a down payment required for rent-to-own?
How much is monthly payment?
How does the pricing work?
How does rent-to-own work?
What are the requirements for rent-to-own?
What is the interest rate?
Show more FAQs

Have other questions or want to learn more? We’d love to book a call a with you.

Ready to begin your homeownership journey?

Prequalify and find out what your budget is.
Prequalifying does not impact your credit score.