How It Works
A program to help people like you
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Steps to owning
1
Application for pre-approval
Fill in our pre-qualification form online in just 2 minutes. It's free and won't impact your credit score.
2
Get approved for a home budget
Get fully approved with a recommended home shopping budget.
3
Find your dream home
Work with our partner realtor or your own to find your dream home. Pick any home for sale on the market.
4
We buy the home
We buy the home and pay for closing costs including land transfer tax and lawyer fees.
5
Move in and save up
Rent your dream home and start saving more of your down payment every month.
6
Buy back the home
When you are mortgage-ready, buy back the home with your savings or move out and cash out your savings.
Start with as little as 2% down
Create screens directly in Method or add your images from Sketch or Figma. You can even sync designs from your cloud storage!
Buy back or walk away with savings
Create screens directly in Method or add your images from Sketch or Figma. You can even sync designs from your cloud storage!
Requity is a great fit if...
Fair credit
Your credit score could use a small boost
We understand things happen. You may not have the perfect credit score today. We will work with you by providing a stepping stone.
Low savings
You could use a bit of help saving for a down payment
Saving for a down payment can be tough. You can start our program with as little as 2% down. Even better, we have a savings plan built in that will help you save more every month.
New to Canada
You’re new to Canada and looking for a home
It's hard to immigrate to a new country without any credit history. We get that. That's where we can help.
Self-employed
You don’t have 2 years of operating history
Most lenders require two years of income history for self-employed individuals. But there is a cost of waiting. We can help you bridge that gap.
Checklist
Item 1 will go here
You can get pre-qualified instantly to find out your eligibility and recommended home shopping budget. Plus it's free and won't affect your credit score.
Item 2 will go here
You can get pre-qualified instantly to find out your eligibility and recommended home shopping budget. Plus it's free and won't affect your credit score.
Item 3 will go here
You can get pre-qualified instantly to find out your eligibility and recommended home shopping budget. Plus it's free and won't affect your credit score.
Apply now
Get started with Requity today
Try our calculator out and see what your home payments could be.
Requity Calculator
Location must be selected
Purchase price
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Home value most be between $150k and $400k
Current savings
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The amount of money you'd like to save towards the end of your rent-to-own term/down payment savings goal.
Savings must be at least $X,XXX for this home price
Down payment savings goal
Down payment goal cannot be less than current savings
How long will you be renting?
Calculate Details
Rent payment
$--
Savings for down payment
$--
Total monthly payment
$--
Cumulative savings
$--
Future buyback price
$--
Apply now
This tool is intended for informational purposes only and not as an offer of service from Requity. Nothing on this page shall be construed to constitute fees, terms, a guarantee or any other service. Qualification is at the discretion of Requity.
Top questions
Who qualifies for Requity Homes?
Generally, we require a minimum credit score of 550, annual income of $50,000 and $5,000 savings.
What homes are eligible?
You can pick almost any homes listed for sale publicly and privately. Generally we buy freehold move-in ready homes (check here for a list of a few exceptions).
How does Requity Homes make money?
We make money from your rent and the price appreciation. Keep in mind, we will pay for land transfer taxes, lawyer fees and other closing costs when we purchase the home for you.