How it Works

A program to help people like you

Steps to owning
1

Application for pre-approval

Fill in our pre-qualification form online in just 2 minutes - it's free and will not impact your credit score.
2

Get approved for a home budget

Get fully approved with a recommended home shopping budget.
3

Find your dream home

Work with our partner realtor or your own to find your dream home. Pick any home for sale on the market.
4

We buy the home

We buy the home and pay for closing costs including land transfer tax and lawyer fees.
5

Move in and save up

Rent your dream home and start saving more of your down payment every month.
6

Buy back the home

When you are mortgage-ready, buy back the home with your savings or move out and cash out your savings.

Requity is a great fit if...

Fair credit

Your credit score could use a small boost

We understand things happen. You may not have the perfect credit score today. We will work with you by providing a stepping stone.

Low savings

You could use a bit of help saving for a down payment

Saving for a down payment can be tough. You can start our program with as little as 2% down. Even better, we have a savings plan built in that will help you save more every month.

New to Canada

You're new to Canada and looking for a home

It's hard to immigrate to a new country without any credit history. We get that. That's where we can help.

Self-employed

You don't have 2 years of operating history

Most lenders require two years of income history for self-employed individuals. But there is a cost of waiting. We can help you bridge that gap.

Discover your monthly payment

City
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Please enter a city name
Purchase price
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Home value most be between $150k and $600k
Current savings
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Savings must be at least $X,XXX for this home price
How much down payment do you save toward the end of the term?
Down payment goal cannot be less than current savings
How long will you be renting?
Calculate
Estimated Payment
$0 / month
Rent
$--
Savings
‍
$--
Cumulative savings after X years
$--
Future Home Buyback Price
$--
Apply now
This tool is intended for informational purposes only and not as an offer of service from Requity. Nothing on this page shall be construed to constitute fees, terms, a guarantee or any other service. Qualification is at the discretion of Requity.
Top questions
Who qualifies for Requity Homes?
Generally, we require a minimum credit score of 500, an annual income of $50,000 and $5,000 savings.
What homes are eligible?
You can pick almost any homes listed for sale publicly and privately. Generally we buy freehold move-in ready homes (check here for a list of a few exceptions).
How does Requity Homes make money?
We make money from your rent and the price appreciation. Keep in mind, we will pay for land transfer taxes, lawyer fees and other closing costs when we purchase the home for you.