How do I qualify for Requity Homes?

You can get pre-qualified online on our website. It’s easy and free!

Here is a list of general requirements:

  • A minimum credit score of 500: All applicants need to meet the minimum credit score. We will review your credit report in detail including your total debt outstanding and recent loan delinquencies.
  • At least one family member is currently employed full time or have other sources of steady income.
  • A minimum household income of $50,000 annually or $4,200 monthly: You can add a co-applicant in your application if the co-applicant will be living in your home with you and is over 18 years old.
  • Savings: 2-10% of the initial home price. We will evaluate each application on a case by case basis. The exact down payment will be confirmed during your full approval.
  • Not currently in a bankruptcy or consumer proposal

Sign up through our website to get pre-qualified.