Rent-to-Own Payment Calculator

Discover your personalized home shopping budget by getting prequalified in just 5 minutes - no impact on your credit score! Use our calculator to learn more about how our monthly payments work!

Start
If the home price is
$
Requity Homes can only purchase homes between $150,000 - $600,000.
We’ll run the numbers and show you estimated monthly payments.
I want to start the program with an initial down payment of
$
= 2%
Initial deposit must be at least 2% of the home price
Minimum 2% of the home price or $5,000 whichever is higher
2 - 10% down payment based on risk profile
No Hidden Fees, No Hidden Costs - Requity pays legal fees, title insurance and land transfer tax when Requity buys the home upfront. Client pays for inspection.
Client initial deposit is applied directly to the down payment when clients are ready to buy the home.
Your Monthly Payment

$2,356

/month
The payment includes
Rent
Rent is rent and it won't be deducted from the buyback price.
$2,093
Rent is in-line with home carrying costs which include:
‍
• Est. Mortgage Costs
$1,420
• Est. Property Tax
$406
• Est. Insurance
$203
Monthly Savings
$293
Each month, $457 is set aside toward your homeownership goal in addition to your initial down payment.
Buyback
Here is the final price if I buy the house after:
Year 1
Buyback Price
Based on a 5% annual price increase
$289,406
Cumulative Down Payment
These payments will be credited toward the final buyback price.
$15,548
• Initial Deposit
$5,000
• Monthly Savings  x 12 months
$10,548
Year 2
Buyback Price
$289,406
Cumulative Down Payment
$15,548
• Initial Deposit
$5,000
• Monthly Savings x 24 months
$10,548
Year 3
Buyback Price
$289,406
Cumulative Down Payment
$15,548
• Initial Deposit
$5,000
• Monthly Savings x 36 months
$10,548
There is no minimum rental term. You can buy back the home anytime throughout the 3-year standard rent-to-own term!

Let’s do the math for you

Discover your personalized home shopping budget by getting prequalified in just 5 minutes – no impact on your credit score! Use our calculator to learn more about how our monthly payments work!

a white house icon with a chimney on a black background

If the home price is

Requity Homes can only purchase homes between $150,000 - $600,000.

I want to

Start
Initial Deposit
$5,000
2 - 10% down payment based on risk profile
Rent
Monthly Payment
$2,356
Rent
$2,093
Savings
$293
Buy
Buyback Price
Year 1
$262,500
Year 2
$275,625
Year 3
$289,406
Based on a 5% annual price increase
These payments will be credited toward the final buyback price.
Initial Deposit
$5,000
Cumulative Monthly Savings
$10,548
equal sign
Cumulative Down Payment
$15,548
a close up of a pink check mark on a black background
We cover property tax and landlord insurance during the rent-to-own term.
a close up of a pink check mark on a black background
We pay all transaction costs, including legal fees and title insurance, when we buy the home upfront.

Let’s do the math for you

Discover your personalized home shopping budget by getting prequalified in just 5 minutes – no impact on your credit score! Use our calculator to learn more about how our monthly payments work!

a white house icon with a chimney on a black background

If the home price is

Requity Homes can only purchase homes between $150,000 - $600,000.

I want to

Start
Initial Deposit
$5,000
2 - 10% down payment based on risk profile
Rent
Monthly Payment
$2,356
Rent
$2,093
Savings
$293
Buy
Buyback Price
Year 1
$262,500
Year 2
$275,625
Year 3
$289,406
Based on a 5% annual price increase
These payments will be credited toward the final buyback price.
Initial Deposit
$5,000
Cumulative Monthly Savings
$10,548
equal sign
Cumulative Down Payment
$15,548
a close up of a pink check mark on a black background
We cover property tax and landlord insurance during the rent-to-own term.
a close up of a pink check mark on a black background
We pay all transaction costs, including legal fees and title insurance, when we buy the home upfront.
Top Questions
Who qualifies for Requity Homes?
Generally, we require a minimum credit score of 500, an annual income of $70,000 and $5,000 in savings. Exact income required varies city by city depending on the starter home price range in the area. For a complete list of requirements for cities we operate, please check out this FAQ
What homes are eligible?
You can pick almost any homes listed for sale publicly and privately. Generally, we buy freehold move-in ready homes (review our frequently asked questions about renting to own for a list of a few exceptions).
How does Requity Homes make money?
We make money from your rent and the price appreciation. Keep in mind, we will pay for land transfer taxes, lawyer fees and other closing costs when we purchase the home for you.
See All Rent to Own FAQs