Get approved in 24 hours! Serving Ontario, Alberta, Saskatchewan, and Manitoba.

Rent-to-Own Medicine Hat, AB

Buying a Home in  Medicine Hat Made Possible
Whether you're new to Canada, self-employed, or going through life changes, Requity Homes helps you buy your dream home in Medicine Hat now, save for it, and own it later.
Partnered with CMHC SCHL4.9 out of 5 Google review rating
CBCThe Globe and MailFinancial PostMaclean'sEdmonton Journal

How Our Rent-to-Own
Program
Works?

Apply to Qualify

Find out your eligibility and home budget - it's free & won’t impact your credit!

Find Your Dream Home

You pick the home you would like us to purchase. We buy it for you!

Move In & Save Up

Rent your dream home and start saving more of your down payment every month.

Buy Your Home or Walk Away

When you're mortgage-ready, buy back the home or walk away and cash out your savings.

Affiliate programs for immigration, credit counselors, financial advisors, and housing support professionals

Benefits Of Renting-to-Own
In Medicine Hat

Choose Your Home

Browse homes for sale through our site, realtor.ca, or private listings—we’ll handle the purchase upfront on your behalf.

Flexible Purchase Timeline

Buy back the home anytime during the three-year term with no early purchase penalties.

Lock in Future Price

Future buyback price increases by just 5% per year. Benefit from additional appreciation if home value rises more.

Credit Boost

Rent-to-own improves your credit score with each rent payment.

Make It Your Own

Enjoy the flexibility to personalize your space and it's super pet friendly! Feel free to make your home your own.

Personalized Coaching

Receive tailored one-on-one financial education unique to you to help you get mortgage ready.

Choose Your Home

Browse homes for sale through our site, realtor.ca, or private listings—we’ll handle the purchase upfront on your behalf.

Flexible Purchase Timeline

Buy back the home anytime during the three-year term with no early purchase penalties.

Make It Your Own

Enjoy the flexibility to personalize your space and it's super pet friendly! Feel free to make your home your own.

Credit Boost

Rent-to-own improves your credit score with each rent payment.

Lock in Future Price

Future buyback price increases by just 5% per year. Benefit from additional appreciation if home value rises more.

Personalized Coaching

Receive tailored one-on-one financial education unique to you to help you get mortgage ready.

Do You Qualify for
Rent-to-Own in Edmonton, AB?

We don’t just talk about outcomes — we deliver them.
$80,000+
Household Income
A co-applicant can be added to boost your household income.
500+
Credit Score
With no unpaid collections or debt in default.
2%
Down Payment
Down payment required ranges from 2-10% of the home price depending on your risk profile.

Who's A Great Fit For
Rent-to-Own Programs?

New to Canada

It's hard to immigrate to a new country without any credit history. If you’re on a work/study permit, you’re eligible! That's where we can help.

Self-Employed

Most lenders require two years of income history for self-employed individuals. But there is a cost of waiting. We can help you bridge that gap.

Fair Credit

We understand things happen. You may not have the perfect credit score today. We will work with you by providing a stepping stone.

Low Savings

Saving for a down payment can be tough. You can start our program with as little as 2% down. Even better, we have a savings plan built in that will help you save more every month.

Life Changes

Whether you're on parental leave, going through a separation, or relocating to Camrose, we're here to help you transition into your new home with confidence.

Real Stories. Real Results.

Real Canadians Finding Their Way Home.

Amy and her team worked hard and seamlessly to get us into our home! We can't thank her enough!”

Maria S.
Thunder Bay
google review logo with stars and a black background

If you are a newcomer in Canada and want to buy a home in the future but want to secure it early, look no other than Requity. We got our home within 2 weeks and never been happier.”

Tarek C.
Edmonton
google review logo with stars and a black background

Really great company, we are getting our first home with the help of Requity Homes and could not be more excited and happy. I recommend to anyone looking to get there forever home.”

Amber U.
Edmonton
google review logo with stars and a black background

Real Canadians. Real Homes.
Real Success Stories.

These families took their first step toward homeownership — and never looked back. Watch their stories of determination, progress, and new beginnings with Requity Homes.

Which Edmonton Houses Are Eligible For Requity Homes?
You can choose almost any house listed for sale in Edmonton and we can purchase it for you through our rent to own program, as long as it meets a few key requirements.
Edmonton rent-to-own home eligibility criteria
• Move in ready and fully habitable
• Freehold single family homes or townhouses
• Connected to municipal water and sewer
• Priced between $150,000 and $600,000, within your approved budget
• Major systems in good working condition
Newly built condo townhouses may be considered in some cases if monthly condo fees are reasonable.
The homes shown below are examples of current listings that fit the types of properties we commonly approve. Once you are pre qualified, we review any home you are interested in to confirm it meets program criteria before moving forward.
Read the full rent-to-own home eligibility requirements in our FAQ →

Rent-to-Own Houses in Edmonton

*The homes listed above are currently listed for sale in realtor.ca. Requity Homes doesn't own these homes. Through our rent-to-own program, we have the funding available to purchase almost any homes listed for sale in realtor.ca from sellers directly as long as the home is within our clients' budget and meet our criteria. For more details on qualified homes, please refer to our FAQs.
View All Rent-to-Own Listings in Edmonton

Smart Scenario
Planning Tools

Give your clients clarity in minutes with transparent rent-to-own payment scenarios that support confident decision-making.

Rent-to-Own
Payment Calculator

See how rent-to-own works for your budget with monthly payment estimates and built-in savings toward your future down payment.

Start
If the home price is
$
Requity Homes can only purchase homes between $150,000 - $600,000.
We’ll run the numbers and show you estimated monthly payments.
I want to start the program with an initial down payment of
$
= 2%
Initial deposit must be at least 2% of the home price
Minimum 2% of the home price or $5,000 whichever is higher
2 - 10% down payment based on risk profile
No Hidden Fees, No Hidden Costs - Requity pays legal fees, title insurance and land transfer tax when Requity buys the home upfront. Client pays for inspection.
Client initial deposit is applied directly to the down payment when clients are ready to buy the home.
Your Monthly Payment

$2,356

/month
The payment includes
Rent
Rent is rent and it won't be deducted from the buyback price.
$2,093
Rent is in-line with home carrying costs which include:
• Est. Mortgage Costs
$1,420
• Est. Property Tax
$406
• Est. Insurance
$203

Rent is rent and it won't be deducted from the buyback price.

Monthly Savings
$293
Each month, $457 is set aside toward your homeownership goal in addition to your initial down payment. This mandatory monthly savings help you achieve your savings goal.

Few ways to reduce your monthly payments

• Look at homes with a lower price

• Put down a higher initial down payment

• Sublet the rooms for extra income

Buyback
Here is the final price if I buy the house after:
Year 1
Buyback Price
$289,406
Cumulative Down Payment
$15,548
• Initial Deposit
$5,000
• Monthly Savings  x 12 months
$10,548
Year 2
Buyback Price
$289,406
Cumulative Down Payment
$15,548
• Initial Deposit
$5,000
• Monthly Savings x 24 months
$10,548
Year 3
Buyback Price
Based on a 5% annual price increase
$289,406
Cumulative Down Payment
These payments will be credited toward the final buyback price.
$15,548
• Initial Deposit
$5,000
• Monthly Savings x 36 months
$10,548
There is no minimum rental term. You can buy back the home anytime throughout the 3-year standard rent-to-own term!
Ready To Take The Next Step?
See if you qualify for Requity Homes’ rent-to-own program
in just 5 minutes
See if you or your client may qualify for Requity Homes’ rent-to-own program.
Ready To Take The Next Step?
See if you qualify for Requity Homes’ rent-to-own program
in just 5 minutes
See if you or your client may qualify for Requity Homes’ rent-to-own program.

FAQs About Rent-to-Own in Edmonton, AB

A smarter, safer path to homeownership — explained.

Get the Full Picture →

Have Questions About Rent-to-Own? Let’s Talk.

Speak to our team about your eligibility, monthly payments, and next steps toward homeownership.
Schedule My Call →