Get approved in 24 hours! Serving Ontario, Alberta, Saskatchewan, and Manitoba.

Looking for an alternative mortgage solution?

Rent-to-own homes could be the perfect way to achieve your homeownership dreams in Canada! If traditional mortgages aren't an option, this innovative program allows you to start with as little as 2% down and build your savings month by month. Within 3 years, you could be ready to purchase your very own home!

Our services cater to a wide range of clients, including Canadian residents, newcomers to Canada, self-employed individuals, those with fair credit scores, and people going through separation or divorce.

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Get on the path to home ownership today!

Where do you want to live?
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Minimum
$ ? ? ?
down payment
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Minimum
$ ? ? ?
household income
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Minimum 500 credit score
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Maximum 50% debt-to-income ratio
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Not in an active consumer proposal or bankruptcy
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No unpaid collections or defaulted debt with balance outstanding

Meet our homeowners
Raquel

“What an amazing feeling to be a homeowner and to know that everything you've worked for over the last two years is really coming to fruition ”

From maternity leave to a Sault Ste. Marie homeowner in 24 months
View all client success stories
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“ We were approved within 48 hours, got a realtor the same time and within one month we closed on a home “

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Kimberly J.R. moved in August 2023
Edmonton, Alberta
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“ They were able to help us keep our home when traditional avenues weren’t working for us. “

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Shelby F. moved in September 2023
Warman, Saskatchewan
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“From our initial contact to get the process started through to completion, Amy and her team were 100% transparent in their requirements and expectations.”

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Chad B. bought back the home in September 2023
Saskatoon, Saskatchewan
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How our rent-to-own program works?

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Apply to Qualify
Find out your eligibility and home budget - it's free & won’t impact your credit!
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Find Your Dream Home
You pick the home you would like us to purchase. We buy it for you!
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Move In &
Save Up
Rent your dream home and start saving more of your down payment every month.
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Buy Your Home or Walk Away
When you're mortgage-ready, buy back the home or walk away and cash out your savings.
Learn More

Meet our homeowners
Raquel

“What an amazing feeling to be a homeowner and to know that everything you've worked for over the last two years is really coming to fruition ”

From maternity leave to a Sault Ste. Marie homeowner in 24 months
View all client success stories

Let’s do the math for you

Discover your personalized home shopping budget by getting prequalified in just 5 minutes – no impact on your credit score! Use our calculator to learn more about how our monthly payments work!

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If the home price is

Requity Homes can only purchase homes between $150,000 - $600,000.

I want to

Start
Initial Deposit
$5,000
2 - 10% down payment based on risk profile
Rent
Monthly Payment
$2,356
Rent
$2,093
Savings
$293
Buy
Buyback Price
Year 1
$262,500
Year 2
$275,625
Year 3
$289,406
Based on a 5% annual price increase
These payments will be credited toward the final buyback price.
Initial Deposit
$5,000
Cumulative Monthly Savings
$10,548
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Cumulative Down Payment
$15,548
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We cover property tax and landlord insurance during the rent-to-own term.
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We pay all transaction costs, including legal fees and title insurance, when we buy the home upfront.

Find your dream home today, stop renting and start owning!

View all available homes
Airdrie, AB
Beaumont, AB
Edmonton, AB
Grande Prairie, AB
Leduc, AB
Lethbridge, AB
Red Deer, AB
Sherwood Park, AB
Spruce Grove, AB
Stony Plain, AB
North Bay, ON
Sault Ste. Marie, ON
Sudbury, ON
Regina, SK
Saskatoon, SK
Warman, SK

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Prefer to speak with our team in another language?

We speak English, Mandarin, Tagalog, Russian, Twi, Fante, and Hindi. Book a call and provide your information, including your preferred language.
Book a Call
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