Rent-to-own programs offer an alternative path to homeownership in Regina, Saskatchewan's capital city. With average home prices rising and a competitive real estate market, rent-to-own Regina can be an attractive option for those who aren't quite ready for a traditional mortgage. This approach allows potential buyers to live in their desired home while building towards ownership, making it easier to enter Regina's growing housing market.
Regina is the second largest city in Saskatchewan and the capital of the province. With a population exceeding 250,000, this city in south-central Saskatchewan is experiencing steady economic growth, making it an appealing place to live. Residents benefit from convenient amenities, including proximity to Regina International Airport (YQR), located just minutes from downtown.
Whether you prefer the convenience of city life or the tranquility of suburban neighbourhoods, Regina offers diverse living options for all lifestyles. Find out more about what makes this location an attractive place to take residence and how rent-to-own in Regina can help you settle into your ideal home and community.
Pre-qualifying is quick, free, and won't hurt your credit score.
Real Estate Trends in Regina, Saskatchewan
Regina’s housing market remained competitive in July 2026. According to the Saskatchewan Realtors Association’s July 2026 market update, the city recorded 382 residential sales. This was 7% lower than July 2025 but more than 18% above the 10-year average for the month.
New listings increased slightly compared to the previous year, but steady sales prevented inventory from improving significantly. This continued imbalance between supply and demand kept market conditions favourable for sellers.
Key real estate statistics for Regina in July 2026
Residential sales: 382, down 7% year-over-year
Sales compared to the 10-year average: 18% above average
New listings: 534, up approximately 1% year-over-year
Available inventory: 755 homes, down approximately 9% year-over-year
Months of supply: 1.98 months
Residential benchmark price: $349,800, up approximately 3% year-over-year
Of the 755 homes available at the end of July, 208 were conditionally sold and expected to leave the market. After accounting for those conditional sales, Regina entered August with only 1.43 months of available supply.
Regina’s residential benchmark price decreased from the record $356,400 reached in June 2026 to $349,800 in July. Despite the monthly decline, the benchmark price remained approximately 3% higher than it was in July 2025.
What this means for Regina home buyers
Although sales were lower than the record-setting pace recorded in July 2025, demand remained stronger than historical averages. Limited inventory means buyers may continue to face competition, particularly for homes in popular neighbourhoods and price ranges.
Prospective buyers should understand their budget, financing options and housing needs before beginning their search. With many listed properties already conditionally sold, the number of homes genuinely available may be lower than the headline inventory figure suggests.
For buyers who need more time to save for a down payment, improve their credit or qualify for a mortgage, rent-to-own programs in Saskatchewan can provide another path toward homeownership. A rent-to-own program allows qualified participants to live in their chosen home while building savings and preparing for future mortgage approval.
Transportation in Regina
Getting around the city of Regina is easy thanks to its efficient public transit system. Regina Transit operates 23 different bus routes that run from as early as 5:30 am until 12:30 am. The city's recently implemented Umo fare system makes paying for transit simple and convenient. Regina's public transport is also known to be cheaper than most cities, providing a great alternative to owning a vehicle.
If you would rather drive yourself, Regina is located on the Trans-Canada Highway which spans across the country. If you have an interest in traveling to other provinces, this would be the best way to go about it. It is also common for Regina residents to commute into the city daily. Many different parking garages and designated zones are available as well, making driving a great option in Regina.
Economy in Regina
Regina’s economy entered the second half of 2026 with strong momentum. According to Economic Development Regina’s Q2 2026 Regina Prosperity Matrix, the city’s composite economic index increased from 59 in the first quarter to 70 in the second quarter. This improvement was supported by a strong labour market, recovering manufacturing activity and major investments such as Cargill’s canola processing facility and Bell’s data centre.
Key industries in Regina include agriculture, manufacturing, energy, technology, construction, retail and government services. Major employers include the provincial government, Crown corporations such as SaskTel, Brandt Industries and Interpro Pipe and Steel, formerly part of EVRAZ North America.
Regina added 4,600 jobs between June 2025 and June 2026, bringing employment to 157,500 and representing annual growth of 3%. The city’s unemployment rate also edged down from 6% in May to 5.9% in June. Manufacturing sales reached $949 million in May 2026, an increase of 37.1% year-over-year, according to Economic Development Regina’s July 2026 Economic Brief.
While inflation and uncertainty surrounding international trade remain potential concerns, Regina’s employment growth, manufacturing activity and major development projects support a positive economic outlook. The city continues to offer career and business opportunities across both public and private industries.
Education in Regina
Regina has great education opportunities for all levels of students. There are three main divisions for the elementary and secondary levels including the Regina Public School Board, the Regina Catholic School Board, and the Conseil des écoles fransaskoises.
If you are looking at post-secondary options, there are three well respected institutions available. The University of Regina, Saskatchewan Polytechnic, and the First Nations University of Canada are all excellent prospects to grow your knowledge.
How Regina Rent to Own Could Be Beneficial for You
Renting is an excellent way to evaluate the neighbourhood, schools, job opportunities, and other important factors. After two to three years, renters will be able to assess whether the home and surrounding area is one they can settle into long-term. If you don’t have a large down payment saved up, rent to own homes Regina can be a more viable option.
How the Rent-to-Own Process Works in Regina
As the cost of buying a home continues to increase, many people are choosing the rent-to-own option as a popular alternative to traditional home buying. There are a few essential items to get familiar with before you sign an agreement:
The rent-to-own agreement is between a homeowner and tenant, which begins as a lease, with the option to buy the home later. This lease agreement is usually for a term of no more than three years.
A deposit is often required upfront, in most cases, along with the deal, which is applied towards the final buyback price of the home.
A part of the monthly rental payments, in addition to the initial deposit, is credited towards the final buyback price. When the lease agreement reaches the end of the term, the tenant can decide whether they want to purchase the home.
When you’re not in a financial position to afford a down payment on a new home or do not qualify for a mortgage, there are some benefits you’ll find with rent-to-own homes in Regina:
You’ll have the option of "testing” a new home and deciding if homeownership is the best option for you. Initially, many people might buy a home with aspirations of renovations or creating a home office or nursery only to discover they need more space. When you choose the rent-to-home option, you’ll have the benefit of living in a house before deciding if it’s a good fit for you and your family.
When you sign a rent-to-own agreement, you’ll have the opportunity to save enough money towards the eventual purchase of a home. During this time, you might have access to increased income because of a new employment opportunity or other revenue, which can help you save towards the eventual purchase of the home.
If you have a poor credit score, you can work on improving your credit rating so you qualify in a few years after you sign a rent-to-own agreement.
Unlike a traditional lease or rental agreements, you’ll have more freedom to renovate and decorate your home without the restrictions that are often included in a rental contract.
“
Our biggest obstacle was being a new small business. We didn't qualify with any major banks to get a mortgage.
Customer Story
Amanda & Brad's Journey to Homeownership
Business owners who overcome mortgage challenges of entering homeownership in Sault Ste. Marie
Rent-to-Own Is Another Path to Achieving Homeownership in the Future
You might be wondering, “Is rent-to-own better than a mortgage?”. Simply put, rent-to-own works best for people who want to eventually purchase a home, though they cannot make the financial commitment or meet the criteria required for a traditional mortgage.
While many financial experts recommend a mortgage as the best option, it’s not always attainable, making rent-to-own agreements an excellent path towards homeownership.
When you’re in a position to buy your home, there are some excellent benefits. These include the option of building equity, which can offer you some great benefits in the long term, such as access to loans and extra funds for renovations, debt consolidation, and additional revenue if you choose to sell the home at a later date.
How to Find Rent-to-Own Properties in Regina
Finding rent-to-own opportunities in Regina is a straightforward process with Requity Homes. Here's how to get started:
Browse available rent-to-own properties: Once qualified, you can explore the latest rent-to-own properties in Regina directly on our website. Our listings are regularly updated to provide you with current opportunities.
Expand your search to surrounding cities: While this article focuses on Regina, consider viewing rent-to-own opportunities in other Saskatchewan cities like Saskatoon, Moose Jaw, Martensville, Warman and Prince Albert. Each city has its own unique housing market and benefits.
By following these steps, you can begin your journey towards homeownership in Regina or other parts of Saskatchewan. Rent-to-own can be an excellent option for those looking to transition into homeownership gradually. Start your path to owning a home in Regina today with Requity Homes.
The Bank Said No. We Say Welcome Home.
Start owning with as little as 2% down. See if you qualify for rent-to-own in under 2 minutes with zero credit impact.
You can choose almost any move-in-ready home listed publicly or privately, as long as it meets our program criteria.
Eligible homes typically:
Are freehold single-family homes or townhouses
Are connected to municipal water and sewer
Are priced between $150,000 and $600,000
Are located in Alberta, Manitoba, Ontario, or Saskatchewan in communities with established municipal services and a population of 20,000 or more.
In some cases, newly built condo townhouses with reasonable condo fees may be approved. If approved, condo fees are added to your monthly payment.
Homes must be in good condition. Major systems such as roof, furnace, HVAC, and water heater should be within reasonable age limits. All properties are reviewed to confirm they meet our inspection and funding requirements.
We do not purchase rural properties, fixer-uppers, homes sold as-is, or properties with structural or safety concerns.
Once you are pre-qualified, you can tour homes with a partner agent or your own realtor and we will confirm eligibility before purchase.
Depending on the type of income, we will ask for different supporting documents to verify your income. Our goal is to make sure you can afford rent-to-own payments during the lease term.
Traditional employment (Hourly, Salaried or Commission)
Employment letter
Most recent pay stubs
Notice of assessment from the last two years
Bank statements for the past 6 months
Self-employed
Sole proprietorship
T1 General tax returns for the last 2 years
Notice of Assessment for the last 2 years
Business bank statements for the last 6 months
GST returns if applicable
Incorporated
T1 General tax returns for the last 2 years
Notice of Assessment for the last 2 years
Articles of Incorporation
Business bank statements for the last 6 months
Accountant prepared financial statements for the last 2 years
Corporate tax returns or CRA balance to verify corporate tax
GST returns if applicable
Pension & Disability Incomes
Proof that such payments are expected to be longer than three years
Alimony & Child Support
Proof that such payments have been made consistently in the past 6 months
What is the interest rate?
There is no interest rate during the rent-to-own term because this is not a mortgage.
When you are ready to buy the home, most clients get a mortgage from a lender to complete the purchase.
All content on this website, including but not limited to text, program structure, rent-to-own model descriptions, customer pathways, and proprietary frameworks, is the exclusive property of Requity Homes. Any reproduction, adaptation, or use of this content, in whole or in part, for commercial purposes without express written consent is strictly prohibited and may result in legal action.
As a realtor, mortgage broker, or Requity Homes ambassador, you can now help more community members achieve their homeownership goals while streamlining your workload. Partner with us to expand your impact and create success stories with less work.
Rent-to-own programs offer an alternative path to homeownership in Regina, Saskatchewan's capital city. With average home prices rising and a competitive real estate market, rent-to-own Regina can be an attractive option for those who aren't quite ready for a traditional mortgage. This approach allows potential buyers to live in their desired home while building towards ownership, making it easier to enter Regina's growing housing market.
Regina is the second largest city in Saskatchewan and the capital of the province. With a population exceeding 250,000, this city in south-central Saskatchewan is experiencing steady economic growth, making it an appealing place to live. Residents benefit from convenient amenities, including proximity to Regina International Airport (YQR), located just minutes from downtown.
Whether you prefer the convenience of city life or the tranquility of suburban neighbourhoods, Regina offers diverse living options for all lifestyles. Find out more about what makes this location an attractive place to take residence and how rent-to-own in Regina can help you settle into your ideal home and community.
Pre-qualifying is quick, free, and won't hurt your credit score.
Real Estate Trends in Regina, Saskatchewan
Regina’s housing market remained competitive in July 2026. According to the Saskatchewan Realtors Association’s July 2026 market update, the city recorded 382 residential sales. This was 7% lower than July 2025 but more than 18% above the 10-year average for the month.
New listings increased slightly compared to the previous year, but steady sales prevented inventory from improving significantly. This continued imbalance between supply and demand kept market conditions favourable for sellers.
Key real estate statistics for Regina in July 2026
Residential sales: 382, down 7% year-over-year
Sales compared to the 10-year average: 18% above average
New listings: 534, up approximately 1% year-over-year
Available inventory: 755 homes, down approximately 9% year-over-year
Months of supply: 1.98 months
Residential benchmark price: $349,800, up approximately 3% year-over-year
Of the 755 homes available at the end of July, 208 were conditionally sold and expected to leave the market. After accounting for those conditional sales, Regina entered August with only 1.43 months of available supply.
Regina’s residential benchmark price decreased from the record $356,400 reached in June 2026 to $349,800 in July. Despite the monthly decline, the benchmark price remained approximately 3% higher than it was in July 2025.
What this means for Regina home buyers
Although sales were lower than the record-setting pace recorded in July 2025, demand remained stronger than historical averages. Limited inventory means buyers may continue to face competition, particularly for homes in popular neighbourhoods and price ranges.
Prospective buyers should understand their budget, financing options and housing needs before beginning their search. With many listed properties already conditionally sold, the number of homes genuinely available may be lower than the headline inventory figure suggests.
For buyers who need more time to save for a down payment, improve their credit or qualify for a mortgage, rent-to-own programs in Saskatchewan can provide another path toward homeownership. A rent-to-own program allows qualified participants to live in their chosen home while building savings and preparing for future mortgage approval.
Transportation in Regina
Getting around the city of Regina is easy thanks to its efficient public transit system. Regina Transit operates 23 different bus routes that run from as early as 5:30 am until 12:30 am. The city's recently implemented Umo fare system makes paying for transit simple and convenient. Regina's public transport is also known to be cheaper than most cities, providing a great alternative to owning a vehicle.
If you would rather drive yourself, Regina is located on the Trans-Canada Highway which spans across the country. If you have an interest in traveling to other provinces, this would be the best way to go about it. It is also common for Regina residents to commute into the city daily. Many different parking garages and designated zones are available as well, making driving a great option in Regina.
Economy in Regina
Regina’s economy entered the second half of 2026 with strong momentum. According to Economic Development Regina’s Q2 2026 Regina Prosperity Matrix, the city’s composite economic index increased from 59 in the first quarter to 70 in the second quarter. This improvement was supported by a strong labour market, recovering manufacturing activity and major investments such as Cargill’s canola processing facility and Bell’s data centre.
Key industries in Regina include agriculture, manufacturing, energy, technology, construction, retail and government services. Major employers include the provincial government, Crown corporations such as SaskTel, Brandt Industries and Interpro Pipe and Steel, formerly part of EVRAZ North America.
Regina added 4,600 jobs between June 2025 and June 2026, bringing employment to 157,500 and representing annual growth of 3%. The city’s unemployment rate also edged down from 6% in May to 5.9% in June. Manufacturing sales reached $949 million in May 2026, an increase of 37.1% year-over-year, according to Economic Development Regina’s July 2026 Economic Brief.
While inflation and uncertainty surrounding international trade remain potential concerns, Regina’s employment growth, manufacturing activity and major development projects support a positive economic outlook. The city continues to offer career and business opportunities across both public and private industries.
Education in Regina
Regina has great education opportunities for all levels of students. There are three main divisions for the elementary and secondary levels including the Regina Public School Board, the Regina Catholic School Board, and the Conseil des écoles fransaskoises.
If you are looking at post-secondary options, there are three well respected institutions available. The University of Regina, Saskatchewan Polytechnic, and the First Nations University of Canada are all excellent prospects to grow your knowledge.
How Regina Rent to Own Could Be Beneficial for You
Renting is an excellent way to evaluate the neighbourhood, schools, job opportunities, and other important factors. After two to three years, renters will be able to assess whether the home and surrounding area is one they can settle into long-term. If you don’t have a large down payment saved up, rent to own homes Regina can be a more viable option.
How the Rent-to-Own Process Works in Regina
As the cost of buying a home continues to increase, many people are choosing the rent-to-own option as a popular alternative to traditional home buying. There are a few essential items to get familiar with before you sign an agreement:
The rent-to-own agreement is between a homeowner and tenant, which begins as a lease, with the option to buy the home later. This lease agreement is usually for a term of no more than three years.
A deposit is often required upfront, in most cases, along with the deal, which is applied towards the final buyback price of the home.
A part of the monthly rental payments, in addition to the initial deposit, is credited towards the final buyback price. When the lease agreement reaches the end of the term, the tenant can decide whether they want to purchase the home.
When you’re not in a financial position to afford a down payment on a new home or do not qualify for a mortgage, there are some benefits you’ll find with rent-to-own homes in Regina:
You’ll have the option of "testing” a new home and deciding if homeownership is the best option for you. Initially, many people might buy a home with aspirations of renovations or creating a home office or nursery only to discover they need more space. When you choose the rent-to-home option, you’ll have the benefit of living in a house before deciding if it’s a good fit for you and your family.
When you sign a rent-to-own agreement, you’ll have the opportunity to save enough money towards the eventual purchase of a home. During this time, you might have access to increased income because of a new employment opportunity or other revenue, which can help you save towards the eventual purchase of the home.
If you have a poor credit score, you can work on improving your credit rating so you qualify in a few years after you sign a rent-to-own agreement.
Unlike a traditional lease or rental agreements, you’ll have more freedom to renovate and decorate your home without the restrictions that are often included in a rental contract.
“
Our biggest obstacle was being a new small business. We didn't qualify with any major banks to get a mortgage.
Customer Story
Amanda & Brad's Journey to Homeownership
Business owners who overcome mortgage challenges of entering homeownership in Sault Ste. Marie
Rent-to-Own Is Another Path to Achieving Homeownership in the Future
You might be wondering, “Is rent-to-own better than a mortgage?”. Simply put, rent-to-own works best for people who want to eventually purchase a home, though they cannot make the financial commitment or meet the criteria required for a traditional mortgage.
While many financial experts recommend a mortgage as the best option, it’s not always attainable, making rent-to-own agreements an excellent path towards homeownership.
When you’re in a position to buy your home, there are some excellent benefits. These include the option of building equity, which can offer you some great benefits in the long term, such as access to loans and extra funds for renovations, debt consolidation, and additional revenue if you choose to sell the home at a later date.
How to Find Rent-to-Own Properties in Regina
Finding rent-to-own opportunities in Regina is a straightforward process with Requity Homes. Here's how to get started:
Browse available rent-to-own properties: Once qualified, you can explore the latest rent-to-own properties in Regina directly on our website. Our listings are regularly updated to provide you with current opportunities.
Expand your search to surrounding cities: While this article focuses on Regina, consider viewing rent-to-own opportunities in other Saskatchewan cities like Saskatoon, Moose Jaw, Martensville, Warman and Prince Albert. Each city has its own unique housing market and benefits.
By following these steps, you can begin your journey towards homeownership in Regina or other parts of Saskatchewan. Rent-to-own can be an excellent option for those looking to transition into homeownership gradually. Start your path to owning a home in Regina today with Requity Homes.
.png)
