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Rent to Own Winnipeg, MB

An Alternative Way to Buying Your First-Home in Winnipeg, Manitoba

If you're working on your credit, self-employed, or navigating a big life change, rent-to-own homes in Regina can help you move toward homeownership in Regina. Our Regina rent-to-own program lets you settle into your home today while preparing to buy it down the road.
Get Pre-Qualified
Ingrid and Augusto Saskatoon
Kate Sault Ste Marie
Tarek and his family Edmonton
Chukwudi Sault Ste Marie
Kim & Anderson Edmonton
Craig Saskatoon
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How does rent-to-own work in Sarnia?

Apply to Qualify
Check your eligibility and budget - it’s fast, free, and won’t impact your credit.
Pick the Home You Want
You choose a single-family home or townhouse in Sarnia, and we’ll buy it for you.
Move In &
Save Up
Live in the home while building up your down payment each month.
Buy or Walk Away
Purchase your home when you're ready or walk away with your savings.

Our simple 4-step process

Apply to Qualify
Find out your eligibility and home budget - it's free & won’t impact your credit!
Find Your Dream Home
You pick the home you would like us to purchase. We buy it for you!
Move In &
Save Up
Rent your dream home and start saving more of your down payment every month.
Buy Your Home or Walk Away
When you're mortgage-ready, buy back the home or walk away and cash out your savings.

How our rent-to-own program works?

Apply to Qualify
Find out your eligibility and home budget - it's free & won’t impact your credit!
Find Your Dream Home
You pick the home you would like us to purchase. We buy it for you!
Move In &
Save Up
Rent your dream home and start saving more of your down payment every month.
Buy Your Home or Walk Away
When you're mortgage-ready, buy back the home or walk away and cash out your savings.

Benefits of renting-to-own in Winnipeg

Find the Home You Want

Browse Winnipeg listings on realtor.ca or explore private sales. We’ll buy the home you choose.

Flexible Purchase Timeline

Buy your house anytime within three years—no penalty for early purchase.

Set Future Price

The buyback price grows just 5% annually. Any additional home value is yours.

Improve Credit Score as You Rent

Your rent payments help improve your credit and mortgage-readiness while you rent-2-own.

Make It Yours From Day One

Paint, decorate, bring your pets—it’s your home while you rent.

Ongoing Financial Support

Get personal financial guidance to help you get mortgage-ready on your timeline.

Do you qualify for rent-to-own in Winnipeg?

$70,000+
Household Income
You can apply with a co-applicant to combine income.
500+
Credit Score
Applicants must have no active collections or defaulted accounts.
2%
Down Payment
The down payment ranges from 2% to 10% of the home price depending on your profile.

Who benefits most from rent-to-own in Winnipeg

Newcomers & Immigrants

No credit history yet? We support newcomers on work or study permits.

Self-Employed, Truck Drivers & Business Owners

If lenders won’t recognize your income yet, we’ll help you get started.

Those Rebuilding Credit

If your score is improving, we can help you stay on track.

Low Savings

You can begin with as little as 2% down and save more each month.

Life Transitions

Whether you’re thinking of moving or relocating to Winnipeg, separating with your partner, or on leave, we’ll help you through the shift.

Rent-to-own testimonials

Requity Homes is trusted by families across Canada

Amy and her team worked hard and seamlessly to get us into our home! We can't thank her enough!”
Maria S.
Thunder Bay
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If you are a newcomer in Canada and want to buy a home in the future but want to secure it early, look no other than Requity. We got our home within 2 weeks and never been happier.”
Tarek C.
Edmonton
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Really great company, we are getting our first home with the help of Requity Homes and could not be more excited and happy. I recommend to anyone looking to get there forever home.”
Amber U.
Moose Jaw
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Rent-to-own success stories

Raquel
From maternity leave to a Sault Ste. Marie homeowner in 24 months.
Sault Ste. Marie
Jose & Maria
Newcomers turn homeowners within just 2 years of migrating to North Ontario.
Sault Ste. Marie
Amanda & Brad
Business owners who overcome mortgage challenges of entering homeownership in Sault Ste. Marie.
Sault Ste. Marie
Faustina & Anastacia
These sisters and their family faced challenges securing a mortgage due to part-time employment and their parent's overseas income.
Sault Ste. Marie
Ingrid & Jose
Newcomers Ingrid & Jose from Saskatoon set a new record and bought back their home in 8 months.
Saskatoon
Catherine
From Student to Homeowner: A Dream Realized.
Sault Ste. Marie
Ilona
From Ukraine to Home Sweet Home: A Family's 3-Month Journey.
Sault Ste. Marie
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Which Winnipeg houses are eligible for rent-to-own?

We work with a wide range of move-in ready homes across Winnipeg. Most eligible homes are single-family or townhomes priced between $150,000 and $600,000, available on realtor.ca or through private sales.

Homes must be on municipal water and sewer systems. We do not support condos, modular homes, or rural properties.

Rent-to-Own Payment Calculator

Discover your personalized home shopping budget by getting prequalified in just 5 minutes - no impact on your credit score! Use our calculator to learn more about how our monthly payments work!

Start
If the home price is
$
Requity Homes can only purchase homes between $150,000 - $600,000.
We’ll run the numbers and show you estimated monthly payments.
I want to start the program with an initial down payment of
$
= 2%
Initial deposit must be at least 2% of the home price
Minimum 2% of the home price or $5,000 whichever is higher
2 - 10% down payment based on risk profile
No Hidden Fees, No Hidden Costs - Requity pays legal fees, title insurance and land transfer tax when Requity buys the home upfront. Client pays for inspection.
Client initial deposit is applied directly to the down payment when clients are ready to buy the home.
Your Monthly Payment

$2,356

/month
The payment includes
Rent
Rent is rent and it won't be deducted from the buyback price.
$2,093
Rent is in-line with home carrying costs which include:
‍
• Est. Mortgage Costs
$1,420
• Est. Property Tax
$406
• Est. Insurance
$203
Monthly Savings
$293
Each month, $457 is set aside toward your homeownership goal in addition to your initial down payment.
Buyback
Here is the final price if I buy the house after:
Year 1
Buyback Price
Based on a 5% annual price increase
$289,406
Cumulative Down Payment
These payments will be credited toward the final buyback price.
$15,548
• Initial Deposit
$5,000
• Monthly Savings  x 12 months
$10,548
Year 2
Buyback Price
$289,406
Cumulative Down Payment
$15,548
• Initial Deposit
$5,000
• Monthly Savings x 24 months
$10,548
Year 3
Buyback Price
$289,406
Cumulative Down Payment
$15,548
• Initial Deposit
$5,000
• Monthly Savings x 36 months
$10,548
There is no minimum rental term. You can buy back the home anytime throughout the 3-year standard rent-to-own term!

Sarnia rent-to-own calculator

Get a personalized home shopping budget and see how your rent and savings break down each month. Takes only 5 minutes, with zero impact on your credit score.

If the home price is

Requity Homes can only purchase homes between $150,000 - $600,000.

I want to

These payments will be credited  toward the final buyback price.
check
We cover property tax and landlord insurance during the rent-to-own term.
check
We pay transaction costs, including legal fees and title insurance, when we buy the home upfront.
Initial Deposit
$5,000
+
Cumulative Monthly Savings
$10,548
=
Cumulative Down Payment
$15,548

Initial Deposit*

$5000

Start
The initial deposit represents a
0
% down, giving you entry into homeownership with a minimal upfront investment.
* 2-10% down payment based on risk profile

Monthly Payment

Rent
Your monthly payment of
0
includes both rent and saving toward the down payment. We will pay for property tax and landlord insurance too.
Rent
$2,093
Savings
$263

Buyback Price*

Year 1
$262,500
Year 2
$275,625
Year 3
$289,406
Buy
Buyback Price: The buyback prices listed above provide price certainty with a 5% annual increase structure.
* Based on a 5% annual price increase
These payments will be credited  toward the final buyback price.
check
We cover property tax and landlord insurance during the rent-to-own term.
check
We pay transaction costs, including legal fees and title insurance, when we buy the home upfront.
Initial Deposit
$5,000
+
Cumulative Monthly Savings
$10,548
=
Cumulative Down Payment
$15,548

Frequently asked questions (FAQs) about rent-to-own

There are many misconceptions for a program like ours. We’re here to change them.

What kind of homes do you have?
Is there a down payment required for rent-to-own?
How much is monthly payment?
How does the pricing work?
How does rent-to-own work?
What are the requirements for rent-to-own?
What is the interest rate?
Show more FAQs

Have other questions or want to learn more? We’d love to book a call a with you.

Ready to rent-to-own in Winnipeg?

Check if you qualify in just a few minutes, with no impact on your credit score. Start your path to homeownership in Winnipeg today.
Prequalifying does not impact your credit score.