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My client's credit isn't strong enough — can they still qualify?
My client's credit isn't strong enough — can they still qualify?
Client FAQs

My client's credit isn't strong enough — can they still qualify?

That’s actually where this program can help. We require minimum 500 credit score, if clients are not in an active consumer proposal/bankruptcy or don’t have any unpaid collections or debt in default. This program is designed for clients who don’t fit traditional lending today but have the income stability and commitment to work toward qualification over time.

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What is the general policy regarding repairs, maintenance, and property improvements while tenants occupy the home?
How does partner attribution work when a client file is submitted to Requity Homes?
How are property taxes treated in the rent calculation?
What happens if a client becomes disabled or passes away during the program?
Will clients have any issues securing a traditional mortgage at buyback?
How do the client's savings work over the term?
What kinds of homes are eligible for the program?
My client's credit isn't strong enough — can they still qualify?
My client is concerned about the 5% year-over-year buyback price increase — how do I explain this?
My client thinks the payment is too high — what does it include?
How does Requity make money?
This sounds complicated for my client — how do I explain it?
Why wouldn’t my client just use a private lender instead?
How is CMHC involved if you are partnered with them?
How will I be notified about my referred clients?
How do I track my clients’ application status?
How can I track and follow up on my client referrals?
How can I invite clients to Requity Homes?
Do you offer partner onboarding sessions?
How could I refer clients to Requity Homes?
How could Requity Homes help me reach more clients and close more deals?
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How can I explain the benefits of Requity Homes to potential clients who may never heard about rent-to-own or have their own skepticism?
How can I invite clients to Requity Homes?
What kind of homes are eligible for Requity Homes?
How quickly can Requity Homes typically close on a property once a client is approved?
Can clients choose any home on the market, or are they limited to specific properties?
How is the monthly rent calculated in Requity Homes' program?
How does Requity Homes support clients in transitioning into a mortgage during the rent-to-own period?
What happens if a client decides not to purchase the home at the end of the term?
How does Requity Homes help clients improve their credit scores during the rent-to-own period?
Can clients make improvements or renovations to the home during the rent-to-own period?
What happens if a client wants to buy the home before the end of the agreed-upon term?
What are the eligibility criteria for clients participating in Requity Homes' program?
How does Requity Homes compare to renting?
How do realtors get paid for referring clients to Requity Homes?
What kind of feedback or success stories can you share from past clients?
What is the commission structure for realtors who refer clients to Requity Homes?
What happens if the home's value decreases during the rent-to-own term?
How is the buyback price determined at the end of the term?
How are property taxes and insurance handled during the rent-to-own period?
Who is the ideal client for Requity Homes' program?
How long is the typical term with Requity Homes?
What exactly is Requity Homes’ rent-to-own program, and how does it differ from traditional rent-to-own models?
Related Questions
Who is the ideal client for Requity Homes' program?
What are the eligibility criteria for clients participating in Requity Homes' program?
What happens if a client wants to buy the home before the end of the agreed-upon term?
Can clients make improvements or renovations to the home during the rent-to-own period?
How does Requity Homes help clients improve their credit scores during the rent-to-own period?
What happens if a client decides not to purchase the home at the end of the term?
How does Requity Homes support clients in transitioning into a mortgage during the rent-to-own period?
What kinds of homes are eligible for the program?
How do the client's savings work over the term?
What is the general policy regarding repairs, maintenance, and property improvements while tenants occupy the home?
Will clients have any issues securing a traditional mortgage at buyback?

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