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Rent to Own Regina, SK

A Flexible Way to Buy a Home in Regina, Saskatchewan

If you're working on your credit, self-employed, or navigating a big life change, rent-to-own homes in Regina can help you move toward homeownership in Regina. Our Regina rent-to-own program lets you settle into your home today while preparing to buy it down the road.
Get Pre-Qualified
Ingrid and Augusto Saskatoon
Kate Sault Ste Marie
Tarek and his family Edmonton
Chukwudi Sault Ste Marie
Kim & Anderson Edmonton
Craig Saskatoon
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How does rent-to-own work in Sarnia?

Apply to Qualify
Check your eligibility and budget - it’s fast, free, and won’t impact your credit.
Pick the Home You Want
You choose a single-family home or townhouse in Sarnia, and we’ll buy it for you.
Move In &
Save Up
Live in the home while building up your down payment each month.
Buy or Walk Away
Purchase your home when you're ready or walk away with your savings.

Our simple 4-step process

Apply to Qualify
Find out your eligibility and home budget - it's free & won’t impact your credit!
Find Your Dream Home
You pick the home you would like us to purchase. We buy it for you!
Move In &
Save Up
Rent your dream home and start saving more of your down payment every month.
Buy Your Home or Walk Away
When you're mortgage-ready, buy back the home or walk away and cash out your savings.

How our rent-to-own program work?

Apply to Qualify
Find out your eligibility and home budget - it's free & won’t impact your credit!
Find Your Dream Home
You pick the home you would like us to purchase. We buy it for you!
Move In &
Save Up
Rent your dream home and start saving more of your down payment every month.
Buy Your Home or Walk Away
When you're mortgage-ready, buy back the home or walk away and cash out your savings.

Benefits of renting-to-own in Regina

Pick the Home You Want

Browse Regina listings on realtor.ca or use a private sale, we’ll handle the purchase so you can move in right away.

Buy on Your Schedule

You have up to three years to purchase the home, with the option to buy sooner if you’re ready—no early buyout fees.

Secure a Set Price

Your future home price increases by just 5% per year, so any extra market growth stays in your pocket.

Build Credit as You Rent

Your monthly rent payments help strengthen your credit score, setting you up for mortgage approval.

Live Like You Own It

Paint, decorate, and bring your pets—it’s your space to make your own from day one.

Get Expert Support

We offer one-on-one financial guidance to help you qualify for a mortgage when the time comes.

Do you qualify for rent-to-own in Regina?

$70,000+
Household Income
A co-applicant can be added to increase your household income.
500+
Credit Score
We require no active collections or defaulted debts.
2%
Down Payment
Depending on your financial profile, you'll need between 2% and 10% of the home's value.

Who benefits most from rent-to-own in Regina

Newcomers to Canada

No Canadian credit history? That’s okay. We support work permit and study permit holders.

Self-Employed Professionals

Traditional lenders often want two full years of income history, we’ll help you get started sooner.

Those Rebuilding Their Credit

If your score is improving but not there yet, we’ll work with you on a path to ownership

Individuals with Low Upfront Savings

You can get started with just 2% down and build toward a full mortgage over time.

Individuals Going Through Life Changes

Whether you’re relocating to Regina, going through a separation, or on leave, we’re here to help you move forward.

Rent-to-own testimonials

Requity Homes is trusted by families across Canada

Amy and her team worked hard and seamlessly to get us into our home! We can't thank her enough!”
Maria S.
Thunder Bay
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If you are a newcomer in Canada and want to buy a home in the future but want to secure it early, look no other than Requity. We got our home within 2 weeks and never been happier.”
Tarek C.
Edmonton
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Really great company, we are getting our first home with the help of Requity Homes and could not be more excited and happy. I recommend to anyone looking to get there forever home.”
Amber U.
Moose Jaw
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Rent-to-own success stories

Raquel
From maternity leave to a Sault Ste. Marie homeowner in 24 months.
Sault Ste. Marie
Jose & Maria
Newcomers turn homeowners within just 2 years of migrating to North Ontario.
Sault Ste. Marie
Amanda & Brad
Business owners who overcome mortgage challenges of entering homeownership in Sault Ste. Marie.
Sault Ste. Marie
Faustina & Anastacia
These sisters and their family faced challenges securing a mortgage due to part-time employment and their parent's overseas income.
Sault Ste. Marie
Ingrid & Jose
Newcomers Ingrid & Jose from Saskatoon set a new record and bought back their home in 8 months.
Saskatoon
Catherine
From Student to Homeowner: A Dream Realized.
Sault Ste. Marie
Ilona
From Ukraine to Home Sweet Home: A Family's 3-Month Journey.
Sault Ste. Marie
❮❯

Which Regina houses are eligible for rent-to-own?

We work with a range of move-in ready homes across Regina, focusing on single-family houses and townhomes priced between $150,000 and $600,000. Listings can come from realtor.ca or private sales.
‍
The sample homes below show the kinds of properties that could be eligible. We only consider homes connected to municipal water and sewer services. Condos and mobile homes aren’t supported at this time.

Rent-to-Own Payment Calculator

Discover your personalized home shopping budget by getting prequalified in just 5 minutes - no impact on your credit score! Use our calculator to learn more about how our monthly payments work!

Start
If the home price is
$
Requity Homes can only purchase homes between $150,000 - $600,000.
We’ll run the numbers and show you estimated monthly payments.
I want to start the program with an initial down payment of
$
= 2%
Initial deposit must be at least 2% of the home price
Minimum 2% of the home price or $5,000 whichever is higher
2 - 10% down payment based on risk profile
No Hidden Fees, No Hidden Costs - Requity pays legal fees, title insurance and land transfer tax when Requity buys the home upfront. Client pays for inspection.
Client initial deposit is applied directly to the down payment when clients are ready to buy the home.
Your Monthly Payment

$2,356

/month
The payment includes
Rent
Rent is rent and it won't be deducted from the buyback price.
$2,093
Rent is in-line with home carrying costs which include:
‍
• Est. Mortgage Costs
$1,420
• Est. Property Tax
$406
• Est. Insurance
$203
Monthly Savings
$293
Each month, $457 is set aside toward your homeownership goal in addition to your initial down payment.
Buyback
Here is the final price if I buy the house after:
Year 1
Buyback Price
Based on a 5% annual price increase
$289,406
Cumulative Down Payment
These payments will be credited toward the final buyback price.
$15,548
• Initial Deposit
$5,000
• Monthly Savings  x 12 months
$10,548
Year 2
Buyback Price
$289,406
Cumulative Down Payment
$15,548
• Initial Deposit
$5,000
• Monthly Savings x 24 months
$10,548
Year 3
Buyback Price
$289,406
Cumulative Down Payment
$15,548
• Initial Deposit
$5,000
• Monthly Savings x 36 months
$10,548
There is no minimum rental term. You can buy back the home anytime throughout the 3-year standard rent-to-own term!

Sarnia rent-to-own calculator

Get a personalized home shopping budget and see how your rent and savings break down each month. Takes only 5 minutes, with zero impact on your credit score.

If the home price is

Requity Homes can only purchase homes between $150,000 - $600,000.

I want to

These payments will be credited  toward the final buyback price.
check
We cover property tax and landlord insurance during the rent-to-own term.
check
We pay transaction costs, including legal fees and title insurance, when we buy the home upfront.
Initial Deposit
$5,000
+
Cumulative Monthly Savings
$10,548
=
Cumulative Down Payment
$15,548

Initial Deposit*

$5000

Start
The initial deposit represents a
0
% down, giving you entry into homeownership with a minimal upfront investment.
* 2-10% down payment based on risk profile

Monthly Payment

Rent
Your monthly payment of
0
includes both rent and saving toward the down payment. We will pay for property tax and landlord insurance too.
Rent
$2,093
Savings
$263

Buyback Price*

Year 1
$262,500
Year 2
$275,625
Year 3
$289,406
Buy
Buyback Price: The buyback prices listed above provide price certainty with a 5% annual increase structure.
* Based on a 5% annual price increase
These payments will be credited  toward the final buyback price.
check
We cover property tax and landlord insurance during the rent-to-own term.
check
We pay transaction costs, including legal fees and title insurance, when we buy the home upfront.
Initial Deposit
$5,000
+
Cumulative Monthly Savings
$10,548
=
Cumulative Down Payment
$15,548

Frequently asked questions (FAQs) about rent-to-own

There are many misconceptions for a program like ours. We’re here to change them.

What kind of homes do you have?
Is there a down payment required for rent-to-own?
How much is monthly payment?
How does the pricing work?
How does rent-to-own work?
What are the requirements for rent-to-own?
What is the interest rate?
Show more FAQs

Have other questions or want to learn more? We’d love to book a call a with you.

Ready to rent-to-own in Regina?

Find out if you qualify for rent-to-own in minutes, with zero impact on your credit. Take the first step toward owning a home in Regina with Requity Homes.
Prequalifying does not impact your credit score.