The documents we request depend on your type of income. Our goal is to verify that you can comfortably afford the monthly rent-to-own payments.
Traditionally employed (hourly, salaried, or commission)
- Employment letter
- Most recent pay stubs
- Notice of Assessment for the last 2 years
- Personal bank statements for the last 6 months
Self-employed
Sole proprietorship
- T1 General tax returns for the last 2 years
- Notice of Assessment for the last 2 years
- Business bank statements for the last 6 months
- GST returns if applicable
Incorporated
- T1 General tax returns for the last 2 years
- Notice of Assessment for the last 2 years
- Articles of Incorporation
- Business bank statements for the last 6 months
- Accountant prepared financial statements for the last 2 years
- Corporate tax returns or CRA balance to verify corporate tax
- GST returns if applicable
Pension or disability income
- Proof that payments will continue for at least 3 years
Alimony or child support
- Proof of consistent payments received for the last 6 months
If your situation doesn't fit neatly into one of these categories, reach out — we review applications on a case-by-case basis.
