How is the buyback price determined?

The initial purchase price is based on comparable properties and recent sales in the area. We work with you and your realtor to ensure the offer is competitive but fair.

Your buyback price is the initial purchase price plus 5% per year. This is agreed upon and locked in at the start of the program — it does not change based on market fluctuations.

If the home appreciates faster than 5% annually, you benefit from purchasing at below-market value. If the market softens, your buyback price remains fixed — see the question below on appraisal scenarios.