How does Requity compare to getting a mortgage?

A traditional mortgage requires you to qualify with a bank today — which means meeting their credit score, income history, and down payment requirements right now.

Requity is a stepping stone for people who aren't there yet. You move into your chosen home now, while you build the credit profile and savings needed to qualify for a mortgage by the end of the program — typically within one to three years.

Unlike a 25-year mortgage, there's no long-term commitment. You can buy the home back early or exit the program if your circumstances change.