Saving on your own is a perfectly reasonable path — but there are a few reasons the Requity program can be more effective:
- You move in now. Rather than renting an apartment for years while you save, you're already living in your future home.
- Your purchase price is locked in. In markets where home prices are rising, saving independently means chasing a target that keeps moving. With Requity, your buyback price is fixed at 5% annual growth — regardless of what the market does.
- Savings are structured. Many people find it difficult to save consistently on their own. The monthly savings component of your payment creates a mandatory savings plan.
- You're building credit at the same time. Rent payments are reported to credit bureaus like Equifax, improving your score while you save.
